Do I need car insurance to drive in Dallas–Fort Worth, TX, and where can I learn the rules?

Yes. Texas requires drivers to carry auto liability insurance. This rule applies across the state, including Dallas–Fort Worth. [1]

The Texas Department of Insurance is the state agency that oversees insurance. Its site is the best place to learn the rules. [1] There you can: 1. Read what coverage Texas requires. Check the site for the current minimum amounts. Do not rely on numbers from friends or old posts. [1] 2. Learn how to shop for auto insurance and compare policies. The site helps you understand what to ask before you buy. [1] 3. Find out how to file a complaint if you have a problem with an insurer. [1]

Insurance also matters when you register a car. The Texas Department of Motor Vehicles handles vehicle titles and registration. You need proof of insurance to register a vehicle in Texas. [2] Use the Texas Department of Motor Vehicles site to see the documents you need and the steps to follow. It also shows where to register in your area. [2]

If you buy a car, get insurance before you go to register it. If you have questions about a policy you already have, contact your insurer first. If that does not solve it, use the complaint steps on the Texas Department of Insurance site. [1]

Sources [1] Texas Department of Insurance: https://www.tdi.texas.gov/ [2] Texas Department of Motor Vehicles (titles and registration): https://www.txdmv.gov/